What We Can Do for You

What We Can Do for You in the First Weeks

1. A lawyer takes the first call, reads the police report number and the insurer's letters, and tells you what not to sign.
2. We open your Section B accident benefits with your own insurer: the application, the medical certificate and the weekly income form, whether or not the crash was your fault.
3. We send a preservation letter to the other driver's insurer and to any business with a camera at the scene, because footage is overwritten in weeks.
4. We assess on the first call whether the insurer will argue the minor personal injury cap, and start the medical record that answers it.
5. We put the other driver's insurer on notice of the claim and take over every call from them.

What We Request, and From Whom

• The collision report from the police or the RCMP
• Your family doctor's chart and the hospital record
• The employer's record of hours and pay, for the income claim
• Photographs and the names of witnesses, from you
• The at-fault driver's insurance particulars, from the report

The Deadline

New Brunswick's Limitation of Actions Act gives two years from the day the injury was known or ought to have been known. The firm confirms the day that applies to you on the first call and diaries it.

What We Can Do for You in the First Weeks

1. A lawyer takes the first call and asks where, when, the weather, and whether anyone saw it.
2. We write to the occupier and the property manager the same week, so the surface, the maintenance log and the camera footage are kept.
3. We request the weather record for the day and hour from Environment Canada.
4. We report the fall in writing to the business or the municipality if you have not.
5. We take over the insurer's calls and their request for a recorded statement.

What We Request, and From Whom

• The incident report, if the business made one
• Your medical record from the first visit onward
• The occupier's maintenance and inspection log, by request
• The snow-clearing contractor's records, where there is one
• Photographs of the surface and your footwear, from you

The Deadline

New Brunswick's Limitation of Actions Act gives two years from the day the injury was known or ought to have been known. The firm confirms the day that applies to you on the first call and diaries it. A fall on a municipal street or sidewalk has a much shorter written-notice rule; if you fell on public property, say so on the first call and the letter goes out that day.

What We Can Do for You in the First Weeks

1. A lawyer takes the first call and identifies the owner and the insurer that answers for them, usually a home policy.
2. We report the bite to animal control if it has not been reported, so the record exists.
3. We ask for photographs of the wound at every stage, because scarring is assessed later.
4. We put the owner's insurer on notice and take over their calls.
5. We find out what the owner knew about the dog before the bite.

What We Request, and From Whom

• The animal control report
• The medical record and any plastic surgery opinion
• Photographs of the injury over time, from you
• Witness names, from you
• Prior complaints about the dog, by request

The Deadline

New Brunswick's Limitation of Actions Act gives two years from the day the injury was known or ought to have been known. The firm confirms the day that applies to you on the first call and diaries it.

What We Can Do for You in the First Weeks

1. A lawyer reads the denial letter and the policy wording, and tells you which test the insurer applied: own occupation or any occupation.
2. We decide with you whether an internal appeal is worth the time it costs, and never let it run past the court deadline.
3. We ask your doctors for the opinion the insurer says is missing, in the form the policy requires.
4. We write to the insurer that the firm acts, and every call goes through us.
5. We file in court if the insurer does not reverse the denial.

What We Request, and From Whom

• The policy and the booklet, from your employer or the insurer
• The full claim file, from the insurer, by request
• Your treating doctors' charts and reports
• The employer's record of your duties and hours
• The denial letter and every letter before it, from you

The Deadline

The deadline to sue on a denied disability claim runs from the denial, under the policy and the province's limitation statute, and an internal appeal does not stop it. The firm reads the denial letter and the policy on the first call and fixes the date.

What We Can Do for You in the First Weeks

1. A lawyer reads the policy and tells you what to send the adjuster and what to hold.
2. We prepare the proof of loss with you, room by room, from photographs and receipts.
3. We respond to the adjuster's requests in writing, so nothing is waived by silence.
4. We retain a contents valuer or a building estimator where the insurer's figure is low.
5. We invoke appraisal or sue where the insurer denies or underpays.

What We Request, and From Whom

• The policy and the declarations page
• The fire department report
• The adjuster's letters and the insurer's estimates
• Photographs, receipts and the contents inventory, from you
• The contractor's estimate for the rebuild

The Deadline

The statutory conditions in every fire policy set short deadlines for the proof of loss, and the province's limitation statute sets the deadline to sue on a denial. The firm reads the policy on the first call and fixes both.

What We Can Do for You in the First Weeks

1. A lawyer takes the first call with the family and explains who can claim under the province's fatal accidents statute.
2. We apply for probate or administration so the estate can act.
3. We put every insurer on notice: the driver's, the family's own, the employer's where it was a workplace death.
4. We obtain the police, coroner and workplace-safety reports as they are released.
5. We retain an economist for the dependency claim.

What We Request, and From Whom

• The death certificate and the will, if there is one
• The police or workplace-safety investigation, by request
• The deceased's income records, from the employer and the CRA
• The family's own insurance policy, for the death benefit
• Medical records from the accident to the death

The Deadline

New Brunswick's Limitation of Actions Act gives two years from the day of the death. The firm confirms the day that applies to you on the first call and diaries it. The estate must exist before it can sue, so probate or administration is applied for at once.

What We Can Do for You in the First Weeks

1. A lawyer takes the first call and tells you what the charge is and what it carries.
2. We tell the police that you are represented and that there will be no statement.
3. We get the disclosure from the Crown and read it before any decision is made.
4. We appear with you at the Provincial Court of New Brunswick on the first date, or on your behalf where the court allows.
5. We review your release conditions and apply to vary any that stop you working or seeing your family.

What We Request, and From Whom

• The release document or the promise to appear, from you
• The Crown's disclosure, by request
• Any recording of the arrest or the roadside, by request
• Witness names, from you
• Your record, if any, from the police

The Deadline

Your first appearance date is on the release document or the promise to appear, and it is not moved by silence. The firm confirms it on the first call. The firm defends charges in New Brunswick and Nova Scotia; for other provinces we say so on the first call and refer you.

What We Can Do for You in the First Weeks

1. A lawyer takes the first call, reads the police report number and the insurer's letters, and tells you what not to sign.
2. We open your Section B accident benefits with your own insurer: the application, the medical certificate and the weekly income form, whether or not the crash was your fault.
3. We send a preservation letter to the other driver's insurer and to any business with a camera at the scene, because footage is overwritten in weeks.
4. We assess on the first call whether the insurer will argue the minor injury cap, and start the medical record that answers it.
5. We put the other driver's insurer on notice of the claim and take over every call from them.

What We Request, and From Whom

• The collision report from the police or the RCMP
• Your family doctor's chart and the hospital record
• The employer's record of hours and pay, for the income claim
• Photographs and the names of witnesses, from you
• The at-fault driver's insurance particulars, from the report

The Deadline

Nova Scotia's Limitation of Actions Act gives two years from the day the injury was known or ought to have been known. The firm confirms the day that applies to you on the first call and diaries it.

What We Can Do for You in the First Weeks

1. A lawyer takes the first call and asks where, when, the weather, and whether anyone saw it.
2. We write to the occupier and the property manager the same week, so the surface, the maintenance log and the camera footage are kept.
3. We request the weather record for the day and hour from Environment Canada.
4. We report the fall in writing to the business or the municipality if you have not.
5. We take over the insurer's calls and their request for a recorded statement.

What We Request, and From Whom

• The incident report, if the business made one
• Your medical record from the first visit onward
• The occupier's maintenance and inspection log, by request
• The snow-clearing contractor's records, where there is one
• Photographs of the surface and your footwear, from you

The Deadline

Nova Scotia's Limitation of Actions Act gives two years from the day the injury was known or ought to have been known. The firm confirms the day that applies to you on the first call and diaries it. A fall on a municipal street or sidewalk has a much shorter written-notice rule; if you fell on public property, say so on the first call and the letter goes out that day.

What We Can Do for You in the First Weeks

1. A lawyer takes the first call and identifies the owner and the insurer that answers for them, usually a home policy.
2. We report the bite to animal control if it has not been reported, so the record exists.
3. We ask for photographs of the wound at every stage, because scarring is assessed later.
4. We put the owner's insurer on notice and take over their calls.
5. We find out what the owner knew about the dog before the bite.

What We Request, and From Whom

• The animal control report
• The medical record and any plastic surgery opinion
• Photographs of the injury over time, from you
• Witness names, from you
• Prior complaints about the dog, by request

The Deadline

Nova Scotia's Limitation of Actions Act gives two years from the day the injury was known or ought to have been known. The firm confirms the day that applies to you on the first call and diaries it.

What We Can Do for You in the First Weeks

1. A lawyer reads the denial letter and the policy wording, and tells you which test the insurer applied: own occupation or any occupation.
2. We decide with you whether an internal appeal is worth the time it costs, and never let it run past the court deadline.
3. We ask your doctors for the opinion the insurer says is missing, in the form the policy requires.
4. We write to the insurer that the firm acts, and every call goes through us.
5. We file in court if the insurer does not reverse the denial.

What We Request, and From Whom

• The policy and the booklet, from your employer or the insurer
• The full claim file, from the insurer, by request
• Your treating doctors' charts and reports
• The employer's record of your duties and hours
• The denial letter and every letter before it, from you

The Deadline

The deadline to sue on a denied disability claim runs from the denial, under the policy and the province's limitation statute, and an internal appeal does not stop it. The firm reads the denial letter and the policy on the first call and fixes the date.

What We Can Do for You in the First Weeks

1. A lawyer reads the policy and tells you what to send the adjuster and what to hold.
2. We prepare the proof of loss with you, room by room, from photographs and receipts.
3. We respond to the adjuster's requests in writing, so nothing is waived by silence.
4. We retain a contents valuer or a building estimator where the insurer's figure is low.
5. We invoke appraisal or sue where the insurer denies or underpays.

What We Request, and From Whom

• The policy and the declarations page
• The fire department report
• The adjuster's letters and the insurer's estimates
• Photographs, receipts and the contents inventory, from you
• The contractor's estimate for the rebuild

The Deadline

The statutory conditions in every fire policy set short deadlines for the proof of loss, and the province's limitation statute sets the deadline to sue on a denial. The firm reads the policy on the first call and fixes both.

What We Can Do for You in the First Weeks

1. A lawyer takes the first call with the family and explains who can claim under the province's fatal accidents statute.
2. We apply for probate or administration so the estate can act.
3. We put every insurer on notice: the driver's, the family's own, the employer's where it was a workplace death.
4. We obtain the police, coroner and workplace-safety reports as they are released.
5. We retain an economist for the dependency claim.

What We Request, and From Whom

• The death certificate and the will, if there is one
• The police or workplace-safety investigation, by request
• The deceased's income records, from the employer and the CRA
• The family's own insurance policy, for the death benefit
• Medical records from the accident to the death

The Deadline

Nova Scotia's Limitation of Actions Act gives two years from the day of the death. The firm confirms the day that applies to you on the first call and diaries it. The estate must exist before it can sue, so probate or administration is applied for at once.

What We Can Do for You in the First Weeks

1. A lawyer takes the first call and tells you what the charge is and what it carries.
2. We tell the police that you are represented and that there will be no statement.
3. We get the disclosure from the Crown and read it before any decision is made.
4. We appear with you at the Provincial Court of Nova Scotia on the first date, or on your behalf where the court allows.
5. We review your release conditions and apply to vary any that stop you working or seeing your family.

What We Request, and From Whom

• The release document or the promise to appear, from you
• The Crown's disclosure, by request
• Any recording of the arrest or the roadside, by request
• Witness names, from you
• Your record, if any, from the police

The Deadline

Your first appearance date is on the release document or the promise to appear, and it is not moved by silence. The firm confirms it on the first call. The firm defends charges in New Brunswick and Nova Scotia; for other provinces we say so on the first call and refer you.

What We Can Do for You in the First Weeks

1. A lawyer takes the first call, reads the police report number and the insurer's letters, and tells you what not to sign.
2. We open your Section B accident benefits with your own insurer: the application, the medical certificate and the weekly income form, whether or not the crash was your fault.
3. We send a preservation letter to the other driver's insurer and to any business with a camera at the scene, because footage is overwritten in weeks.
4. We assess on the first call whether the insurer will argue the minor injury cap, and start the medical record that answers it.
5. We put the other driver's insurer on notice of the claim and take over every call from them.

What We Request, and From Whom

• The collision report from the police or the RCMP
• Your family doctor's chart and the hospital record
• The employer's record of hours and pay, for the income claim
• Photographs and the names of witnesses, from you
• The at-fault driver's insurance particulars, from the report

The Deadline

Prince Edward Island's Statute of Limitations gives two years from the injury. The firm confirms the day that applies to you on the first call and diaries it.

What We Can Do for You in the First Weeks

1. A lawyer takes the first call and asks where, when, the weather, and whether anyone saw it.
2. We write to the occupier and the property manager the same week, so the surface, the maintenance log and the camera footage are kept.
3. We request the weather record for the day and hour from Environment Canada.
4. We report the fall in writing to the business or the municipality if you have not.
5. We take over the insurer's calls and their request for a recorded statement.

What We Request, and From Whom

• The incident report, if the business made one
• Your medical record from the first visit onward
• The occupier's maintenance and inspection log, by request
• The snow-clearing contractor's records, where there is one
• Photographs of the surface and your footwear, from you

The Deadline

Prince Edward Island's Statute of Limitations gives two years from the injury. The firm confirms the day that applies to you on the first call and diaries it. A fall on a municipal street or sidewalk has a much shorter written-notice rule; if you fell on public property, say so on the first call and the letter goes out that day.

What We Can Do for You in the First Weeks

1. A lawyer takes the first call and identifies the owner and the insurer that answers for them, usually a home policy.
2. We report the bite to animal control if it has not been reported, so the record exists.
3. We ask for photographs of the wound at every stage, because scarring is assessed later.
4. We put the owner's insurer on notice and take over their calls.
5. We find out what the owner knew about the dog before the bite.

What We Request, and From Whom

• The animal control report
• The medical record and any plastic surgery opinion
• Photographs of the injury over time, from you
• Witness names, from you
• Prior complaints about the dog, by request

The Deadline

Prince Edward Island's Statute of Limitations gives two years from the injury. The firm confirms the day that applies to you on the first call and diaries it.

What We Can Do for You in the First Weeks

1. A lawyer reads the denial letter and the policy wording, and tells you which test the insurer applied: own occupation or any occupation.
2. We decide with you whether an internal appeal is worth the time it costs, and never let it run past the court deadline.
3. We ask your doctors for the opinion the insurer says is missing, in the form the policy requires.
4. We write to the insurer that the firm acts, and every call goes through us.
5. We file in court if the insurer does not reverse the denial.

What We Request, and From Whom

• The policy and the booklet, from your employer or the insurer
• The full claim file, from the insurer, by request
• Your treating doctors' charts and reports
• The employer's record of your duties and hours
• The denial letter and every letter before it, from you

The Deadline

The deadline to sue on a denied disability claim runs from the denial, under the policy and the province's limitation statute, and an internal appeal does not stop it. The firm reads the denial letter and the policy on the first call and fixes the date.

What We Can Do for You in the First Weeks

1. A lawyer reads the policy and tells you what to send the adjuster and what to hold.
2. We prepare the proof of loss with you, room by room, from photographs and receipts.
3. We respond to the adjuster's requests in writing, so nothing is waived by silence.
4. We retain a contents valuer or a building estimator where the insurer's figure is low.
5. We invoke appraisal or sue where the insurer denies or underpays.

What We Request, and From Whom

• The policy and the declarations page
• The fire department report
• The adjuster's letters and the insurer's estimates
• Photographs, receipts and the contents inventory, from you
• The contractor's estimate for the rebuild

The Deadline

The statutory conditions in every fire policy set short deadlines for the proof of loss, and the province's limitation statute sets the deadline to sue on a denial. The firm reads the policy on the first call and fixes both.

What We Can Do for You in the First Weeks

1. A lawyer takes the first call with the family and explains who can claim under the province's fatal accidents statute.
2. We apply for probate or administration so the estate can act.
3. We put every insurer on notice: the driver's, the family's own, the employer's where it was a workplace death.
4. We obtain the police, coroner and workplace-safety reports as they are released.
5. We retain an economist for the dependency claim.

What We Request, and From Whom

• The death certificate and the will, if there is one
• The police or workplace-safety investigation, by request
• The deceased's income records, from the employer and the CRA
• The family's own insurance policy, for the death benefit
• Medical records from the accident to the death

The Deadline

Prince Edward Island's Statute of Limitations gives two years from the day of the death. The firm confirms the day that applies to you on the first call and diaries it. The estate must exist before it can sue, so probate or administration is applied for at once.

What We Can Do for You in the First Weeks

1. A lawyer takes the first call and tells you what the charge is and what it carries.
2. We tell the police that you are represented and that there will be no statement.
3. We get the disclosure from the Crown and read it before any decision is made.
4. We appear with you at the Provincial Court of Prince Edward Island on the first date, or on your behalf where the court allows.
5. We review your release conditions and apply to vary any that stop you working or seeing your family.

What We Request, and From Whom

• The release document or the promise to appear, from you
• The Crown's disclosure, by request
• Any recording of the arrest or the roadside, by request
• Witness names, from you
• Your record, if any, from the police

The Deadline

Your first appearance date is on the release document or the promise to appear, and it is not moved by silence. The firm confirms it on the first call. The firm defends charges in New Brunswick and Nova Scotia; for other provinces we say so on the first call and refer you.

What We Can Do for You in the First Weeks

1. A lawyer takes the first call, reads the police report number and the insurer's letters, and tells you what not to sign.
2. Section B benefits are optional coverage in Newfoundland and Labrador. We read your policy on the first call to see whether you carry them, and open the claim if you do.
3. We send a preservation letter to the other driver's insurer and to any business with a camera at the scene, because footage is overwritten in weeks.
4. We assess on the first call how the province's deductible on pain and suffering applies, and start the medical record that answers it.
5. We put the other driver's insurer on notice of the claim and take over every call from them.

What We Request, and From Whom

• The collision report from the police or the RCMP
• Your family doctor's chart and the hospital record
• The employer's record of hours and pay, for the income claim
• Photographs and the names of witnesses, from you
• The at-fault driver's insurance particulars, from the report

The Deadline

Newfoundland and Labrador's Limitations Act gives two years from the day the injury was known. The firm confirms the day that applies to you on the first call and diaries it.

What We Can Do for You in the First Weeks

1. A lawyer takes the first call and asks where, when, the weather, and whether anyone saw it.
2. We write to the occupier and the property manager the same week, so the surface, the maintenance log and the camera footage are kept.
3. We request the weather record for the day and hour from Environment Canada.
4. We report the fall in writing to the business or the municipality if you have not.
5. We take over the insurer's calls and their request for a recorded statement.

What We Request, and From Whom

• The incident report, if the business made one
• Your medical record from the first visit onward
• The occupier's maintenance and inspection log, by request
• The snow-clearing contractor's records, where there is one
• Photographs of the surface and your footwear, from you

The Deadline

Newfoundland and Labrador's Limitations Act gives two years from the day the injury was known. The firm confirms the day that applies to you on the first call and diaries it. A fall on a municipal street or sidewalk has a much shorter written-notice rule; if you fell on public property, say so on the first call and the letter goes out that day.

What We Can Do for You in the First Weeks

1. A lawyer takes the first call and identifies the owner and the insurer that answers for them, usually a home policy.
2. We report the bite to animal control if it has not been reported, so the record exists.
3. We ask for photographs of the wound at every stage, because scarring is assessed later.
4. We put the owner's insurer on notice and take over their calls.
5. We find out what the owner knew about the dog before the bite.

What We Request, and From Whom

• The animal control report
• The medical record and any plastic surgery opinion
• Photographs of the injury over time, from you
• Witness names, from you
• Prior complaints about the dog, by request

The Deadline

Newfoundland and Labrador's Limitations Act gives two years from the day the injury was known. The firm confirms the day that applies to you on the first call and diaries it.

What We Can Do for You in the First Weeks

1. A lawyer reads the denial letter and the policy wording, and tells you which test the insurer applied: own occupation or any occupation.
2. We decide with you whether an internal appeal is worth the time it costs, and never let it run past the court deadline.
3. We ask your doctors for the opinion the insurer says is missing, in the form the policy requires.
4. We write to the insurer that the firm acts, and every call goes through us.
5. We file in court if the insurer does not reverse the denial.

What We Request, and From Whom

• The policy and the booklet, from your employer or the insurer
• The full claim file, from the insurer, by request
• Your treating doctors' charts and reports
• The employer's record of your duties and hours
• The denial letter and every letter before it, from you

The Deadline

The deadline to sue on a denied disability claim runs from the denial, under the policy and the province's limitation statute, and an internal appeal does not stop it. The firm reads the denial letter and the policy on the first call and fixes the date.

What We Can Do for You in the First Weeks

1. A lawyer reads the policy and tells you what to send the adjuster and what to hold.
2. We prepare the proof of loss with you, room by room, from photographs and receipts.
3. We respond to the adjuster's requests in writing, so nothing is waived by silence.
4. We retain a contents valuer or a building estimator where the insurer's figure is low.
5. We invoke appraisal or sue where the insurer denies or underpays.

What We Request, and From Whom

• The policy and the declarations page
• The fire department report
• The adjuster's letters and the insurer's estimates
• Photographs, receipts and the contents inventory, from you
• The contractor's estimate for the rebuild

The Deadline

The statutory conditions in every fire policy set short deadlines for the proof of loss, and the province's limitation statute sets the deadline to sue on a denial. The firm reads the policy on the first call and fixes both.

What We Can Do for You in the First Weeks

1. A lawyer takes the first call with the family and explains who can claim under the province's fatal accidents statute.
2. We apply for probate or administration so the estate can act.
3. We put every insurer on notice: the driver's, the family's own, the employer's where it was a workplace death.
4. We obtain the police, coroner and workplace-safety reports as they are released.
5. We retain an economist for the dependency claim.

What We Request, and From Whom

• The death certificate and the will, if there is one
• The police or workplace-safety investigation, by request
• The deceased's income records, from the employer and the CRA
• The family's own insurance policy, for the death benefit
• Medical records from the accident to the death

The Deadline

Newfoundland and Labrador's Limitations Act gives two years from the day of the death. The firm confirms the day that applies to you on the first call and diaries it. The estate must exist before it can sue, so probate or administration is applied for at once.

What We Can Do for You in the First Weeks

1. A lawyer takes the first call and tells you what the charge is and what it carries.
2. We tell the police that you are represented and that there will be no statement.
3. We get the disclosure from the Crown and read it before any decision is made.
4. We appear with you at the Provincial Court of Newfoundland and Labrador on the first date, or on your behalf where the court allows.
5. We review your release conditions and apply to vary any that stop you working or seeing your family.

What We Request, and From Whom

• The release document or the promise to appear, from you
• The Crown's disclosure, by request
• Any recording of the arrest or the roadside, by request
• Witness names, from you
• Your record, if any, from the police

The Deadline

Your first appearance date is on the release document or the promise to appear, and it is not moved by silence. The firm confirms it on the first call. The firm defends charges in New Brunswick and Nova Scotia; for other provinces we say so on the first call and refer you.