Prince Edward Island Car Accident Lawyers

If you’ve been injured in a car accident in Prince Edward Island, we should talk. From seeing a doctor and contacting your employer, to understanding your rights, opening a case and resolving your claim, it’s easy to get overwhelmed and give up when it comes to fighting for the settlement you deserve. With the Mike Murphy Law Group in your corner, and a dedicated team of Prince Edward Island car accident lawyers, you can leave those tasks to us and focus on what matters most: your recovery.

Experienced Prince Edward Island Car Accident Lawyers

With over 40 years of experience, we fight relentlessly for clients.

Fast Support

Our team provides prompt, same-day responses to keep you informed.

Nothing Out of Pocket

You pay nothing upfront—our fees are only collected when you win.

Top 7 Prince Edward Island Car Accident Questions, Answered

How long do most car accident settlements take?

Car accident settlements typically take around two years, but the exact timeline depends on individual circumstances. In most cases, it’s important to wait until the injured person has reached maximum medical improvement (MMI)—the point at which their condition has stabilized, and no further significant improvement is expected. This allows us to accurately assess the full extent of the injuries and any long-term impact on their life.

Once MMI is reached, we often send clients to trusted experts for independent evaluations. These evaluations provide critical evidence to support the claim, ensuring that we can pursue fair compensation. Settling too early will often allow the defence lawyer to argue that the person has a reasonable chance of further improvement, which may reduce the value of the claim.

However, if the client’s recovery progresses faster than expected and their condition improves substantially, a Prince Edward Island car accident lawyer can consider settling earlier. Early settlements may be appropriate in cases where the injuries are fully resolved, and there’s no risk of underestimating future costs or complications.

Ultimately, the goal of Mike and your Prince Edward Island car accident lawyer is to ensure every client receives the compensation they deserve, whether that means waiting for MMI or settling early in cases of full recovery. Throughout the process, we’ll keep you informed and work to secure the best possible outcome for your case.

Should I provide a statement to the at-fault driver’s insurance company?

You are not required to provide a written or oral statement to the at-fault driver’s insurance company. Before doing so, it’s often best to consult with a Prince Edward Island car accident lawyer lawyer. The at-fault driver’s insurer represents their client, not you, and has no obligation to assist you or ensure fair compensation.

Statements you give can be used to weaken your claim. Even if you are truthful, insurance adjusters may misrepresent your words to undervalue your case. Mike and his team of Prince Edward Island car accident lawyers will deal with the insurer on your behalf and guide you through this process and fight for your rights.

Am I required to provide a statement to my own insurance company?

Yes, cooperating with your own insurer is necessary to maintain your eligibility for benefits. In Prince Edward Island, your insurance company—or the insurer for the vehicle you were in—is responsible for Section B accident benefits. Your policy creates a mutual obligation: you must supply information they need to process your claim.

Mike's team will assist you with your own insurer, and will be there to protect should your own insurer deny your rights.

Won’t I save money by handling the claim on my own?

While it might seem cost-effective to represent yourself, insurance companies often offer lower settlements to unrepresented individuals. They may exploit your lack of legal knowledge to undervalue your claim. A Prince Edward Island car accident lawyer knows how to gather evidence, negotiate effectively, and, if necessary, take the case to court to secure the compensation you deserve. In almost all cases, the additional compensation obtained with legal representation outweighs the legal fees, and you will never go out of pocket.

What immediate benefits can I access?

In Prince Edward Island, if you’ve been injured in a car accident, you’re entitled to certain benefits right away, regardless of who was at fault. These are known as Section B benefits and are part of your own auto insurance policy.

Section B is designed to provide no-fault support for accident-related expenses, including:

Medical and Rehabilitation Costs: Coverage for treatments, therapies, and necessary medical supplies.
Loss of Income: Compensation for lost wages if your injuries prevent you from working.
Funeral and Death Benefits: Financial assistance for families in the event of a fatal accident.

These benefits ensure you can access support immediately. Whether it’s medical care or wage loss, Section B is intended to help bridge the gap during this challenging time.

If my own insurer provides benefits, then what do I need a lawyer for?

In most provinces, Section B benefits are limited. Medical and rehabilitation expenses are only covered for a period of four years after the accident, with a hard cap on the total amount. For loss of income, Section B provides a maximum of $250 per week, which is far from sufficient for most people to replace their wages or truly indemnify their losses.

Everything else — such as compensation for pain and suffering, loss of income, additional medical costs after Section B expires — is recovered from the at-fault driver’s insurance company, not through Section B.

It’s also important to know that Section B claims are not guaranteed. Insurers often deny claims, delay payments, or challenge the validity of your expenses, leaving you to fight for the benefits you are entitled to.

A Prince Edward Island car accident lawyer is crucial in these situations because they can:

Assist you in dealing with your own insurer if Section B benefits are denied.
Build a strong case against the at-fault driver’s insurer to recover all additional compensation for your losses.
Ensure no aspect of your claim is overlooked, from immediate needs to long-term impacts.

Without legal representation, you may find yourself undercompensated and left with significant financial burdens after an accident.

What will a Mike Murphy car accident lawyer do for me?

Our team handles every aspect of your claim, ensuring you receive the compensation you deserve.

Mike has trained his team to always prioritize prompt communication. In most cases, our car accident lawyers will respond to clients the same day, whether by phone or email, so you’re never left wondering about the status of your case.

Here’s what we’ll do for you:

Handle Your Section B Benefits
Your car accident lawyer will ensure your Section B claim is properly managed, helping you secure immediate medical coverage, income replacement, and rehabilitation benefits. If your insurer denies your Section B claim, we’ll fight for you to get the benefits you’re entitled to.
Build a Strong Case Against the At-Fault Driver
Your Nova Scotia car accident lawyer will go beyond the basics to prepare a comprehensive case for your compensation. This includes gathering evidence, working with top-tier medical professionals, engineers, and actuaries, and documenting every detail of your losses.
Leverage Decades of Expertise
With Mike’s 40+ years of legal experience, our team of car accident lawyers have built relationships with some of the best experts in the industry. Whether it’s independent medical evaluations, accident reconstruction, or financial analysis, your Nova Scotia car accident lawyer will know who to call to strengthen your case.
Prepare for Trial, Not Just Settlement
While many cases settle out of court, we prepare every case as if it’s going to trial. This preparation ensures we are always in a position to negotiate from strength, giving you the best chance at securing a fair outcome.
Provide Peace of Mind
From managing paperwork to handling negotiations with insurance adjusters, we take on the stress so you can focus on recovering. Our team is here to guide you every step of the way, answering your questions and keeping you informed.

When you hire a Nova Scotia car accident lawyer with Mike Murphy, you’re not just hiring a lawyer—you’re gaining a team of professionals dedicated to your success. We’re committed to fighting for you and ensuring your rights are protected every step of the way.

1. Free Intake From Home or the Office

Especially when experiencing an injury, clients want flexibility. That's why the Mike Murphy Law Group is pleased to offer virtual or in-person intakes.

2. E-Signed Retainer

Our secure case management platform makes it a breeze to sign your retainer and releases, all within minutes from home.

3. ID Verification, Fast and From Home

ID requirements made easy. We'll send you a text to our secure platform, and you'll be done in minutes.

4. Your Lawyer Starts Work the Same Day, Nothing Upfront

Within 20 minutes of your intake, your lawyer will receive your releases and will call you on your file, without anything out of pocket.

AS LITTLE AS 15 MINUTES

Prince Edward Island Car Accidents